Insurance Monthly headlines en-us Copyright 2007 Liberty Publishing. All rights reserved. http://www.westlandinsurance.com 60 Mon, 2 Aug 2010 21:11:42 PST Mon, 2 Aug 2010 21:11:42 PST sfl Some of the most common lawsuits heard in courtrooms are discrimination suits against businesses. This is confirmed by the fact that in 2009 over 130,000 complaints were filed with the Equal Employment Opportunity Commission alone. Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=39234275cd103c87ee3cb180a28a0e06518 http://www.siteforless.com/newsletters/?QID=114&tokenID=39234275cd103c87ee3cb180a28a0e06518 Mon, 2 Aug 2010 21:11:42 PST There were 325 data breach incidents and 8,320,325 people exposed to data theft from the beginning of 2010 through late June, according to the Identity Theft Resource Center. Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=39234275cd103c87ee3cb180a28a0e06518 http://www.siteforless.com/newsletters/?QID=114&tokenID=39234275cd103c87ee3cb180a28a0e06518 Mon, 2 Aug 2010 21:11:42 PST Owning a business can be a very exciting and rewarding experience, but it is crucial that you do not overlook the risks that come along with it. Having proper financial protection gives family-owned businesses peace of mind and allows them to focus on what is important, moving the business forward. Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=39234275cd103c87ee3cb180a28a0e06518 http://www.siteforless.com/newsletters/?QID=114&tokenID=39234275cd103c87ee3cb180a28a0e06518 Mon, 2 Aug 2010 21:11:42 PST Dont wait until the weather forecast calls for prolonged heavy rains before buying flood insurance. While this practical insurance can be purchased anytime the policy does not take effect for 30 days. Personal Protection http://www.siteforless.com/newsletters/?QID=115&tokenID=f19f37d1b092d5f658da4ccc1549e601518 http://www.siteforless.com/newsletters/?QID=115&tokenID=f19f37d1b092d5f658da4ccc1549e601518 Mon, 2 Aug 2010 21:11:42 PST Michael and Maureen divorced after 18 years of marriage and agreed to joint custody of their three children. Their 11 year-old son Mikey is riding his bike one afternoon with some friends and not paying full attention to the road in front of him. Personal Protection http://www.siteforless.com/newsletters/?QID=115&tokenID=f19f37d1b092d5f658da4ccc1549e601518 http://www.siteforless.com/newsletters/?QID=115&tokenID=f19f37d1b092d5f658da4ccc1549e601518 Mon, 2 Aug 2010 21:11:42 PST One Saturday Jenny stopped by the mall for some afternoon shopping. The parking lot was packed but she found a space at the very back of the lot. Personal Protection http://www.siteforless.com/newsletters/?QID=115&tokenID=f19f37d1b092d5f658da4ccc1549e601518 http://www.siteforless.com/newsletters/?QID=115&tokenID=f19f37d1b092d5f658da4ccc1549e601518 Mon, 2 Aug 2010 21:11:42 PST Theres just something a little scary about receiving a medical bill or a letter from your insurance company claiming you owe money. These tiny sheets of paper have the power to send many of us into full on panic mode. Life & Employment http://www.siteforless.com/newsletters/?QID=132&tokenID=c09096370ca8ccb41966ee43c40426d2518 http://www.siteforless.com/newsletters/?QID=132&tokenID=c09096370ca8ccb41966ee43c40426d2518 Mon, 2 Aug 2010 21:11:42 PST Almost everyone needs disability insurance. Think about it. Your capacity to earn a living is crucial. Your income makes it possible to buy food, make mortgage payments, provide for your children, take a vacation, and countless other things. Life & Employment http://www.siteforless.com/newsletters/?QID=132&tokenID=c09096370ca8ccb41966ee43c40426d2518 http://www.siteforless.com/newsletters/?QID=132&tokenID=c09096370ca8ccb41966ee43c40426d2518 Mon, 2 Aug 2010 21:11:42 PST We hear the stories every day. People dying suddenly from heart attacks or freak car accidents. That makes us think, what if that happened to me? Consider these 10 reasons for owning life insurance: Life & Employment http://www.siteforless.com/newsletters/?QID=132&tokenID=c09096370ca8ccb41966ee43c40426d2518 http://www.siteforless.com/newsletters/?QID=132&tokenID=c09096370ca8ccb41966ee43c40426d2518 Mon, 2 Aug 2010 21:11:42 PST f you are like many Americans, you may not be fortunate enough to fully fund your childs college education. On the other hand, if you have plenty of money saved, congratulations are in order, and you can stop reading this article! Financial Planning http://www.siteforless.com/newsletters/?QID=133&tokenID=d6ec246d3e9325b855c62534c3a6b1ef518 http://www.siteforless.com/newsletters/?QID=133&tokenID=d6ec246d3e9325b855c62534c3a6b1ef518 Mon, 2 Aug 2010 21:11:42 PST As the prevalence of employer-based pension plans has declined, personal savings has become critical to achieving financial independence in retirement. For many people, individual retirement accounts (IRAs) are their primary retirement savings tool. Financial Planning http://www.siteforless.com/newsletters/?QID=133&tokenID=d6ec246d3e9325b855c62534c3a6b1ef518 http://www.siteforless.com/newsletters/?QID=133&tokenID=d6ec246d3e9325b855c62534c3a6b1ef518 Mon, 2 Aug 2010 21:11:42 PST Do you find yourself stuck between aging parents who require your financial assistance and children who depend on you to pay for their college education or post-college support? Financial Planning http://www.siteforless.com/newsletters/?QID=133&tokenID=d6ec246d3e9325b855c62534c3a6b1ef518 http://www.siteforless.com/newsletters/?QID=133&tokenID=d6ec246d3e9325b855c62534c3a6b1ef518 Mon, 2 Aug 2010 21:11:42 PST If your company currently sponsors a flexible spending (FSA) or health savings account (HSA) to allow employees to pay out-of-pocket medical expenses with pre-tax dollars, be prepared for upcoming changes. Employee Benefits http://www.siteforless.com/newsletters/?QID=201&tokenID=113daf7931951c0cc144210f4f4d4405518 http://www.siteforless.com/newsletters/?QID=201&tokenID=113daf7931951c0cc144210f4f4d4405518 Mon, 2 Aug 2010 21:11:42 PST When its time to welcome an employee back into the office after an unexpected disabling accident, illness or disease it can be uncomfortable for everyone without the benefit of knowing these basic tips. Employee Benefits http://www.siteforless.com/newsletters/?QID=201&tokenID=113daf7931951c0cc144210f4f4d4405518 http://www.siteforless.com/newsletters/?QID=201&tokenID=113daf7931951c0cc144210f4f4d4405518 Mon, 2 Aug 2010 21:11:42 PST Todays struggling economy has destabilized both employers and employees financially. Many employers have felt the need to cut back on the employee benefits they provide, or to require employees to take on a larger role in paying for benefits. Employee Benefits http://www.siteforless.com/newsletters/?QID=201&tokenID=113daf7931951c0cc144210f4f4d4405518 http://www.siteforless.com/newsletters/?QID=201&tokenID=113daf7931951c0cc144210f4f4d4405518 Mon, 2 Aug 2010 21:11:42 PST As millions of baby boomers in the United States rapidly approach old age, experts predict the number of people in need of long-term care will double over the next 30 years. Seniors http://www.siteforless.com/newsletters/?QID=222&tokenID=084008e5e344972deb3b7d8c31549cba518 http://www.siteforless.com/newsletters/?QID=222&tokenID=084008e5e344972deb3b7d8c31549cba518 Mon, 2 Aug 2010 21:11:42 PST As you approach retirement, it's natural to worry about your retirement portfolio. It is also natural to become frightened during a recession, such as the ongoing downturn that started in 2008. Seniors http://www.siteforless.com/newsletters/?QID=222&tokenID=084008e5e344972deb3b7d8c31549cba518 http://www.siteforless.com/newsletters/?QID=222&tokenID=084008e5e344972deb3b7d8c31549cba518 Mon, 2 Aug 2010 21:11:42 PST Working people are well aware of the importance of their medical benefits. In fact, many employees will tell you that one of the reasons they chose their present job is that it provided good medical coverage for their family. Seniors http://www.siteforless.com/newsletters/?QID=222&tokenID=084008e5e344972deb3b7d8c31549cba518 http://www.siteforless.com/newsletters/?QID=222&tokenID=084008e5e344972deb3b7d8c31549cba518 Mon, 2 Aug 2010 21:11:42 PST Over the course of decades the purpose for which we use automobiles has changed considerably. When the first cars were rolling off of the assembly lines in the 1920s Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=56eacc97d68c3f9a9efcc4064f9372b6518 http://www.siteforless.com/newsletters/?QID=223&tokenID=56eacc97d68c3f9a9efcc4064f9372b6518 Mon, 2 Aug 2010 21:11:42 PST As a truck driver there are many things you can control. You can control your steering and where you stop for the night. One thing that is out of your hands is the weather. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=56eacc97d68c3f9a9efcc4064f9372b6518 http://www.siteforless.com/newsletters/?QID=223&tokenID=56eacc97d68c3f9a9efcc4064f9372b6518 Mon, 2 Aug 2010 21:11:42 PST A recent American Academy of Ophthalmology study on workplace safety found that around 2000 employees suffer on the job eye injuries each day. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=56eacc97d68c3f9a9efcc4064f9372b6518 http://www.siteforless.com/newsletters/?QID=223&tokenID=56eacc97d68c3f9a9efcc4064f9372b6518 Mon, 2 Aug 2010 21:11:42 PST